Editorial Policy — YourBestSavings.com
How we select products, score them, maintain data accuracy, and handle corrections.
Our independence
YourBestSavings.com is published by ByTheMath, an independent financial media company. We earn no revenue from product applications, referral clicks, affiliate commissions, or sponsored placements. No bank, credit union, or financial institution pays to appear on this site or to influence our rankings.
We do not accept advertising. Our operating costs are covered by direct reader support and data licensing to other publishers.
How we select products
We include CDs, HYSAs, and HSA cash accounts from FDIC-insured banks and NCUA-insured credit unions that are available to any adult US resident, have a publicly posted APY on the institution’s website, and offer an online application. Products with active CFPB enforcement actions may be excluded at our discretion.
How we score
Every product receives a composite score based on APY, flexibility (early withdrawal penalty), and accessibility (minimum deposit). Weights vary by product type. Full details are on our methodology page. Scores recalculate automatically on every rate change. No product can pay to rank higher.
Data accuracy
Our automated scan system checks each product’s source URL daily. Detected rate changes are reviewed by a human editor before being applied — we do not auto-update any rates. Each product shows an apy_as_of date indicating the last human-verified date. If verification lapses beyond seven days, the product is flagged internally as stale.
Corrections
We correct factual errors within one business day. Email contact@yourbestsavings.com with subject “Correction Request.” Material corrections are logged on our corrections page.
About ByTheMath
YourBestSavings.com is part of the ByTheMath network, which also includes YourBestCards.com. We are not affiliated with any bank, brokerage, or investment advisor.