Banks & Credit Unions We Track —
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How we rank institutions
Within every institution, each account is scored by the ByTheMath method — APY weighted most heavily, then accessibility and flexibility. Institutions are ordered by their single best available rate. No bank or credit union pays to appear or to rank higher; commissions never change the order. See our affiliate disclosure and methodology.
FDIC and NCUA insurance
We track federally insured institutions only — FDIC for banks, NCUA for credit unions — each protecting up to $250,000 per depositor, per institution. Every card shows the insurance type. Use the FDIC insurance calculator to check coverage across accounts.
Accounts are ranked by the ByTheMath score (APY weighted most, then access and flexibility). Institutions are ordered by their best available rate. No institution pays to appear or rank higher — see our affiliate disclosure.
Yes. We track federally insured institutions — FDIC for banks, NCUA for credit unions — up to $250,000 per depositor. Each card is labeled with its insurance type.
Most are available nationwide. Some credit unions have membership requirements, often a small one-time association fee. Requirements are noted on the individual account where they apply.
Verified daily against each institution’s own rate page. The individual accounts show when each APY was last checked.